Cutting down on expenses

We have to. We have no choice. Things have come up. It's time to stop spoiling ourselves. How are we going to do this? What have we done already?






1) Set a budget for everything
2) Cut coupons, print from internet
3) Cancel cable
4) Cut back drastically on eating out
5) Cut back on groceries
6) Keep utility bills down
7) Cut back on driving
8) Cancel gym memberships

Yes, we spoil ourselves with all we have. We need to cut it out and start living more reasonably. It's time.